How to Handle a...

When we think about what a total loss vehicle looks like, we picture cars mangled into unrecognizable forms. While this sometimes is exactly how a total loss accident happens, sometimes it’s less...

It’s a Twister:...

Harrison and Ooltewah, Tennessee suffered a devastating EF3 tornado back in March of 2012 but neighbors are pulling together to help each other recover. When the tornado rolled through town, it...

State Minimum or...

Why state minimum auto insurance liability limits aren’t enough – and what it could mean for you when carrying them. When it comes to choosing car insurance policies, many uninformed people...

Commercial Auto...

How do you know if/when your personal automobile crosses the line from family car into the realm of commercial vehicle? Particularly if you are self-employed, your daily errands might include...

Motorcycle Deaths...

At this point in the year, the Tennessee Department of Safety and Homeland Security reports that 133 people have died in motorcycle accidents. This is compared to 114 for the entirety of 2011, and...

Distasters:...

Hurricanes in recent years like Katrina and Irene were definitely ones that delivered destructive calamity upon the country. The feeling of relief may be felt after the winds stop howling, but the...

Errors and...

Your customers trust you. That’s as it should be. So, why on earth would you need an insurance policy to cover you if you fail to perform your services correctly? We humans make mistakes and they...

How To Reduce Rates...

Despite the fact that you may feel hopeless whenever you open up an insurance bill or when you’re getting homeowners insurance quotes, there are some ways to reduce your insurance premium. Not all...

Top 7 Mistakes Made...

Getting Minimum Insurance Coverage Though you may be saving money in the short term, buying minimum state required car insurance isn’t going to save you money in the long  run.  One small...

New Lower FHA...

The Federal Housing Administration (FHA) has made good on its promise to lower mortgage premiums for any borrowers who were interested in refinancing their loans.  Earlier this month, the Federal...